Longevity
Why longevity risk is something to think about By: Josh Koehnen, MsBA, CFP® I’ll never forget an event I held several years ago when I had speaker Dr. Steve Franklin come give a presentation on his research. The premise of Dr. Franklin’s work was based on the rise in centenarians and how ...
Cybersecurity
Protecting yourself from potential calamity. Cybercrime affects both large corporations and private individuals. You’ve likely read about the large data breaches in the business world. These crimes are both expensive and on the rise. The U.S. Identity Theft Resource Center says that these ...
Bad Money Habits to Break
Behaviors worth changing. Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior. #1: Lending money ...
A Retirement Fact Sheet
Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. When they discover this, ...
Negative Interest Rates
By: Josh Koehnen, MsBA, CFP® Negative interest rates are a byproduct of a change in the way certain countries manage their monetary policy. Germany and Japan are both examples of countries where their governments have created negative interest rates in the hope it will stimulate their economies. ...