Negative Interest Rates
By: Josh Koehnen, MsBA, CFP® Negative interest rates are a byproduct of a change in the way certain countries manage their monetary policy. Germany and Japan are both examples of countries where their governments have created negative interest rates in the hope it will stimulate their economies. ...
Rebalancing Your Portfolio
Should investors make regular adjustments? Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the performance of ...
Your Diversified Portfolio vs. the S&P 500
How global returns and proper diversification are affecting overall returns. “Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter. The short ...
Pretax Retirement Account vs. Roth – Which One is Right for You?
By: Josh Koehnen, MsBA, CFP® The road to an easy retirement can be plagued with difficult decisions but choosing the correct 401(k) plan does not need to be one of them. Selecting the type of 401(k) plan that will benefit you the most is crucial to a comfortable life post-work. Both the Roth ...
Yield Curve Inversion
By: Josh Koehnen, MsBA, CFP® Investors around the country are concerned by the appearance of the inverted yield curve in the bond market. This happens when longer-term treasury bonds produce lower interest rates than shorter-term, alerting buyers the U.S. economy may be leaning towards a ...